Frequently Asked Questions

Do you guarantee credit score increases?

No one can ethically guarantee score increases — and we don’t believe in false promises. What we do guarantee is strategy, structure, and support.

At AGS, we take time to understand your credit history and current profile. Then we help position you in a way that aligns with what creditors and lenders want to see — consistent payments, strong credit mix, and reduced risk factors. Credit growth happens when you're intentional and informed. That’s exactly what we help you become.

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Can you remove every negative item from my credit report?

No legitimate company can promise that. What we can do is challenge inaccurate, outdated, unverifiable, or legally questionable items — using federal laws like the FCRA and CROA to your benefit.

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What if I’ve already tried credit repair and nothing worked?

That’s common — and often caused by poor strategy. We don’t just send templates. AGS uses tailored dispute logic, tracks timelines, and aligns your credit activity with your goals (homeownership, business credit, etc.). We also support you between rounds.

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Do I have to do anything during the process?

This is a partnership — not a hand-off. You’re always in the driver’s seat; we’re your GPS.

We’ll show you the most direct and effective route based on your profile, goals, and past history. We'll also handle the heavy lifting like building dispute strategies, reviewing reports, and giving you step-by-step action items. But your role matters — opening the right accounts, making timely payments, following through with instructions, and staying connected to your plan. When you show up for yourself, we make sure the path forward is clear.

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Can you help me get approved for a house, car, or business loan?

We can’t promise approvals — and no ethical company should. But we can position your credit file to look attractive to the types of lenders you're targeting.

At Apexx Global Solutions, we know what lenders look for. Our job is to structure your credit profile based on proven lending standards, while respecting the unique history you’ve already established. Since no two credit files are the same, we build a customized path that helps you become more appealing to funding partners — the right way, with integrity and strategy.

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What makes AGS different from those big-name credit companies?

We don’t treat you like a number. We don’t lock you into endless billing cycles. And we don’t disappear after disputes. Our goal is to teach you how credit works — so you don’t need us forever. You’ll actually learn something here.

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What happens after I sign up?

You’ll book your Credit Compass Session, where we break down your full credit profile and give you a strategy (even if you don’t move forward). If it’s a fit, you’ll start your 3-month onboarding where we build your personal foundation.

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Can you help with identity theft or fraud cases?

You’ll book your Credit Compass Session, where we break down your full credit profile and give you a strategy (even if you don’t move forward). If it’s a fit, you’ll start your 3-month onboarding where we build your personal foundation.

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What if I want to cancel or take a break?

You’re never stuck. If you want to pause or cancel, just notify us in writing. We’ll stop all future payments and provide next steps. Your success matters — not just your subscription. We aim to earn your trust every month.

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What about credit sweeps or fast “deletion” services I see online?

It’s important to approach these services with caution. While they may offer quick results, many of them rely on methods that fall outside of legal or ethical boundaries — such as falsely reporting identity theft to remove accurate information from your credit report.

In the long run, this can create serious issues. If a lender or credit bureau determines that false information was submitted, it may result in lasting flags on your file, difficulty applying for credit in the future, and loss of credibility with financial institutions.

At Apexx Global Solutions, we follow established consumer protection laws like the FCRA and CROA, ensuring that any changes made to your credit report are legitimate, verifiable, and sustainable. Our goal is to help you build a healthy financial future — the right way.

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How long does credit repair take? Is this a quick fix?

Credit improvement is a process — not a quick fix. Just as credit challenges often build up over time, correcting them also takes time, structure, and consistency.

While some clients begin seeing progress within 30–90 days, meaningful and lasting results typically take several months depending on your situation. At AGS, we create a structured, step-by-step strategy that respects your time and focuses on long-term success — not short-term hype.

We believe that true credit transformation doesn’t come from rushing — it comes from the right strategy, support, and commitment.

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